Carrier Downgrade Resources

Sample Customer Letter Upon Downgrading of Insurer

A sample carrier downgrade letter provided by PIA Management Services, Inc., and written by Robert M. Sullivan, Esq. The letter is provided for informational purposes only and should not be used as a form of legal advice.

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Sample Customer Carrier Downgrade Acknowledgement Form

A sample carrier downgrade acknowledgement form provided by PIA Management Services, Inc., and written by Robert M. Sullivan, Esq. The letter is provided for informational purposes only and should not be used as a form of legal advice.

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Carrier Ratings: Have the Necessary Process in Place

Rating agencies such as A.M. Best, Demotech, S&P, etc., periodically dissect the financials of nearly every insurance carrier in the marketplace.

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This information is provided solely as an insurance risk management tool. Utica Mutual Insurance Company and the other member insurance companies of the Utica National Insurance Group (“Utica National”) are not providing legal advice or any other professional services. Utica National shall have no liability to any person or entity with respect to any loss or damages alleged to have been caused, directly or indirectly, by the use of the information provided. You are encouraged to consult an attorney or other professional for advice on these issues.