RISK MANAGEMENT ALERT

PREPARE NOW: Be Ready for Severe Winter Weather

Winter’s extreme temperatures, heavy snow and ice, and chilling winds can cause power outages, which could last hours to days. Are you prepared if that happens?

Be Prepared!

• Have a severe weather emergency preparedness and response plan in place before a storm arrives.
• Make sure your business has an emergency power supply, such as a portable generator or a permanent standby unit.
• Check trees and branches around your facility for any that need trimming to prevent falling, which could cause power outages.
• Provide adequate heat in areas that contain piping to prevent freezing and ice damming.
• Monitor the snow and ice load on your roof to prevent damage or a possible collapse.
• Visit the National Weather Service website for additional winter safety and preparation and terms.

Safely Use Generators/Temporary Heating Units

• Carbon monoxide poisoning from engine exhaust – Even if you can’t smell exhaust fumes, you may still have been exposed to carbon monoxide. Consider installing battery-operated carbon monoxide alarms, read the manufacturer’s instructions and take proper precautions.
• Electric shock or electrocution – Ground the generator and plug, and disconnect power coming into the building.
• Fire – Don’t plug the generator into a wall outlet. Never power your house/business by plugging the generator into a wall outlet or the main electrical panel. Only a licensed electrician should connect a generator to a main electrical panel by installing the proper equipment according to local electrical codes. (source NFPA and OSHA)

Additional Information

• Roof Collapse and Tips to Help Prevent It »
  Utica National Risk Management Alert
• Prevent Freezing for Water Based Fire Protection Equipment »
  Utica National Risk Management Alert
• Using Portable Generators Safely »
  OSHA Fact Sheet

Should you need to report a claim, we are ready to assist you 24/7/365.

You can report a claim quickly online in our Claims Resource Center or call us at 1-800-216-1420. Please have the following information available: the policy number, your independent insurance agency name, and the date and details of the incident.